@atharfaridi That's fat distribution, but for as far as body composition and goal bf% that'd be a little tricky, wouldn't it? The reason cis women have such a higher essential BF% is because of our need to support reproductive health. Men don't have that need.
For a transwoman, I would think the essential body fat for organ function and life would still be that of a man's, although the fat distribution will be that of a woman's.
So, /@jg0279, maybe use something in between? Keep in mind that essential body fat is just that - essential. If you're looking to cut, maybe don't go much lower than ~12% if you want to keep along a woman's bf%.
Disclaimer: I am not a doctor whatsoever.
EDIT: /@all4hisgl0ry mentioned it in another comment, but for a cis woman, ~20% is the equivalent of ~10% on a cis man, and that's for a lean, athletic physique.